Estate Planning Basics: Don’t Leave Your Estate in a “Purple Haze” Estate planning may be one of the last things that anyone wants to think about. Not only is it difficult to contemplate our mortality, but human beings may also have a natural tendency to procrastinate. The importance of proper estate planning can become clear
To Buy or Lease a Car? That is the Question Think about how many choices you make each day based on personal preference: shorts versus pants, tennis shoes versus sandals, coffee versus tea. If only financial choices could be just as simple! One of the most common financial dilemmas people face is whether to buy
Having Kids? Financial Items to Consider You found the spouse of your dreams and got married. So now what?! For some, the next step is to have kids. While having children can be the greatest gift ever received, it is important to remember that they are expensive (especially when you have two at the same
Best Practices for Data Security One of my all-time favorite movies is Mel Brooks’ classic 1980’s Star Wars inspired spoof: “Spaceballs.” Other than being hilarious, it can teach us some life lessons. For example, never underestimate the power of the Schwartz, buckle your seat belt before going to ludicrous speed, and absolutely do not hit
Avoid Breaking the Bank This Holiday Season How is it that time of year already?! Time goes by fast, and so can your money during this time of year! The holiday season always makes me think of the classic movie “Home Alone.” Kevin McCallister was accidentally left behind while his entire family went to Paris
Credit Cards: Which Credit Card is Right for You? Credit cards are kind of like chainsaws. When used properly they can be extremely helpful tools, but if they are used improperly, they have the ability create a horrendous amount of damage. Considering this, it’s important to take the right steps to make sure that you
How to Protect Your Wealth as You Get Older As you get older and closer to retirement, your financial practices need to shift slightly as you transition from working and saving to relying on your nest egg. As you approach this stage of your life, you need to take steps to protect your wealth. Keep
Did You Know? – Low Mortgage Interest Rate Environment Home Buying Opportunity Historically Low Mortgage Interest Rates If there is one good thing to come out of the coronavirus pandemic it’s that it has created a huge opportunity for home ownership! Did you know that for the first time in recorded history, the average
THE INSURANCE SERIES | PART 4 LONG-TERM CARE INSURANCE Today I want to talk to you about a very important piece of a financial plan, that I find a lot of people are missing: Long Term Care Insurance. Long Term Care Insurance is a type of insurance that will help cover the cost of
THE INSURANCE SERIES | PART 3 DISABILITY INSURANCE Today, let’s talk about disability insurance. I find that this is a common missing piece to many of my clients’ financial puzzles. If someone is dependent on your income, or you are dependent on theirs, and there aren’t enough assets to cover everyday costs should a
